Multiguard Solutions Ltd - External wall insulation, solid wall insulation and thermal insulation systems specialists.

Including: London - Central London, East London, North London, South London, West London, South East Berkshire, Buckinghamshire, East Sussex, Hampshire, Kent, Oxfordshire, Surrey, West Sussex, South West - Avon, Cornwall ,Devon, Dorset, Gloucestershire, Somerset, Wiltshire, West Midlands - Hereford & Worcester, Shropshire, Staffordshire, Warwickshire, Worcestershire,Birmingham, East -Bedfordshire, Cambridgeshire, Essex, Hertfordshire, Norfolk, Suffolk, East Midlands - Derbyshire, Leicestershire, Lincolnshire, Northamptonshire, Nottinghamshire - North East - Cleveland, Durham, Northumberland, Tyne & Wear,Newcastle, North West - Cheshire, Cumbria, Greater Manchester, Lancashire, Merseyside, Liverpool, Yorkshire , Leeds, Sheffield, Bradford, Huddersfield, Wakefield, Humberside, North Yorkshire, Harrogate, York, Ripon, South Yorkshire, West Yorkshires.

Cost Savings

Whilst it is difficult to precisely calculate the actual savings to be made from externally insulating your home due to differing energy usage and construction materials used the Energy Saving Trust issue guidelines to consumers.

They have researched this crucial area and the below table of possible savings are based on the Energy Saving Trust data for a standard 3 bed semi detached and have been extrapolated to cover other popular house types and to take account of realistic annual increase in energy costs.

				5% p.a increase			7% p.a increase
TYPE	BEDS	CO2 p.a	ANNUAL	10yrs	20yrs	30yrs	10yrs	20yrs	30yrs
mid terr	3	1300	£188	£2,365	£6,217	£12,486	£2,564	£7,533	£18,083
end terr	3	2400	£360	£4,528	£11,905	£23,911	£4,910	£14,425	£34,628
semi bung	3	1800	£258	£3,245	£8,532	£17,136	£3,519	£10,338	£24,817
det bung	3	2100	£307	£3,862	£10,152	£20,390	£4,187	£12,301	£29,530
semi det	3	2600	£380	£4,780	£12,566	£25,239	£5,183	£15,226	£36,552
detached	3	3900	£566	£7,120	£18,717	£37,593	£7,720	£22,679	£54,443
detached	4	4200	£611	£7,686	£20,205	£40,582	£8,334	£24,482	£58,772

1. Above figures based on Energy Saving Trust figures for 3 bed semi as at 1/9/2008
2. Gas prices used are as at 1/7/2008 based on 3.06p per kilowatt hour (kWh)
3. CO2 annual figure taken from Energy Saving Trust and Ofgem research (2008)
4. Above figures relate to solid wall properties with no current external wall insulation fitted.
5. Energy cost savings could be higher if prices rise by more than an average of 5% or 7% per year as is predicted.
6. The above figures are shown only as a realistic guide and are not guaranteed as energy price movements are not themselves guaranteed and each house varies in its energy usage.

Investment Payback Example

marginal cost	yr 1	yr 2	yr 3	yr 4	yr 5	total	payback
£1,900	£380	£380	£380	£380	£380	£1,900	5yrs

1. Exact figures taken from Energy Saving Trust website as at 1/9/2008.
2. Based on average rendered solid wall 3 bed semi.
3. Gas prices used as at 1/7/2008 of 3.06p per kw hour.
4. Payback time assumes rendering needs replacing.
5. Marginal cost is the difference between a standard non-insulating render system and a professionally fitted insulation system.
6. Payback time will probably be even shorter as no account is taken of annual price increases.
7. The above figures are a guide only and are not guaranteed and take no account of the increase in property value as a result of the insulation.

Potential Capital Returns

Property increase	£ value	10 yr Energy Savings	Total Gain £
5%	7500	4780	12280
7%	10500	4780	15280
10%	15000	4780	19780

Property Increase	£ value	20 yr Energy Savings	Total Gain
5%	7500	12566	20066
7%	10500	12566	23066
10%	15000	12566	27566

1. The above property value is £150,000 taken from the Land Registry average UK house value as at 30/06/2008.
2. The percentage increases of 5% to 10% are based on differing views of surveyors and reflect regional property price variations as well as pre-installation condition of exterior walls.
3. The energy savings costs are based on the Energy Saving Trust figures for a 3 bed semi of solid wall construction with an annual 5% increase in fuel costs based on gas prices as at1/72008 of 3.06p per kWh.
4. The 20 year energy savings figure is to give an idea of potential savings over the guarantee period of the insulation system.
5. The insulation systems have a minimum life expectancy of 30 years as per their BBA certification.

External wall insulation, solid wall insulation and thermal insulation systems specialists.

Cost Savings

Investment Payback Example

Potential Capital Returns

Keywords: external & exterior wall insulation, solid wall insulation, reduce heat loss, improve U values, save heating costs